Well and Septic Loan Requirements in Arizona 2026: What FHA, VA, and Conventional Actually Check

Published on: 09/15/2026

FHA requires a well water test, a flow test, and septic approval. VA requires a water test valid 90 days. Conventional usually follows the appraiser. Here is what Arizona buyers need. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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